Disclaimer

1. General Information Only

The content on this website — including interest rates, loan amounts, tenure, and eligibility criteria — is provided for general information purposes only. While we make every effort to keep the information accurate and up to date, RapidLoan makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information.

Any reliance you place on such information is therefore strictly at your own risk. Actual loan terms, interest rates, and amounts disbursed may differ and are subject to credit assessment and approval.

2. Not Financial Advice

Nothing on this website constitutes financial, legal, tax, or investment advice. The information provided is general in nature and does not take into account your personal financial situation, needs, or objectives.

Before taking a payday loan, we strongly recommend:

• Assessing your ability to repay on time
• Comparing loan products from multiple lenders
• Consulting a certified financial advisor if required
• Reading and understanding the loan agreement before signing

3. Interest Rate Disclaimer

Interest rates displayed on this website (0.2% to 0.45% per day) are indicative only. The actual rate offered to you may vary depending on:

• Your CIBIL credit score and credit history
• Monthly income and debt-to-income ratio
• Loan amount and repayment tenure selected
• Employment type and employer category
• Market conditions and RBI policy changes

4. Regulatory Compliance

RapidLoan is operated by Astha Micro Finance Association and conducts lending operations in compliance with:

• Reserve Bank of India (RBI) Master Directions for NBFC/Digital Lending
• RBI Guidelines on Digital Lending (September 2022)
• Prevention of Money Laundering Act (PMLA)
• Information Technology Act, 2000
• Companies Act, 2013

We are not a bank. All lending is subject to applicable laws and regulatory guidelines. Regulatory requirements may change, which could affect our services.

5. Responsible Lending

RapidLoan is committed to responsible and ethical lending. We:

• Do not lend to individuals who do not meet our eligibility criteria
• Provide clear disclosure of all fees, charges, and terms before disbursement
• Follow the RBI Fair Practices Code for lenders
• Offer clear repayment and borrower support information
• Do not engage in predatory lending practices

6. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. RapidLoan has no control over the content, privacy policies, or practices of any third-party websites and accepts no liability for any loss or damage that may arise from your use of them.

7. Website Availability

We do not guarantee that our website will always be available, error-free, or uninterrupted. We may suspend access to the website temporarily for maintenance, upgrades, or due to technical issues. We accept no liability for any interruption or unavailability of services.

8. Limitation of Liability

To the maximum extent permitted by applicable law, RapidLoan (Astha Micro Finance Association) shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of:

• Use or inability to use our website or services
• Any decision made based on information on our website
• Unauthorized access to or alteration of your data
• Any other matter relating to our services

9. Contact Us

For any questions about this disclaimer or our services:

• Email: support@rapidloan.co.in
• Phone: +91 92176 60283
• Company: Astha Micro Finance Association, New Delhi, India